Buyers buy. Sellers get paid fast.
Collect from buyers with the methods they already use, split every sale at the source, and pay sellers out in 40+ countries. Pay-ins, splits, payouts: one integration.

POWERING





Slow payouts send sellers somewhere else.
Sellers reinvest what they earn. When proceeds sit for days, inventory thins out, buyers find less to buy, and your best sellers list on another platform. Coinflow keeps money moving between buyers, sellers, and your platform on one ledger.
One charge. Every party paid.
Stop stitching a card processor to a payout vendor. We handle routing, splits, payouts, and risk so your team can focus on growing both sides.
Estimate your savings →Approve more purchases
Buyers pay with cards, Apple Pay, Google Pay, PayPal, or bank transfer. Each payment routes to the path most likely to approve, with retries across acquirers.
Pay sellers in seconds
Sellers withdraw to a bank account or debit card in 40+ countries, 24/7/365, and pick the speed that fits: instant, same-day, or standard.
Split at the source
Divide each charge between seller, partner, and platform at settlement, with every split reconciled to the original transaction.
Protect both sides
Business verification (KYB) on every seller, real-time fraud decisions on every buyer, and fraud and chargeback indemnification on approved card-not-present transactions.
One integration on your side. Every network, tuned, on ours.
Others resell the old system and pass on its delays, cost, and risk. We connect the networks in a single integration, so your team can focus on growth.
We connect
Cards, bank rails, and local wallets worldwide in one integration and ledger.
We optimize
Every transaction is routed to the path most likely to approve, at the lowest cost, on the rail your customer already uses.
You scale
Launch new markets, pay out globally, and grow volume without adding vendors, headcount, or complexity.
One charge in. Every party paid out.
A single buyer payment can owe a seller, a partner, and your platform. Coinflow splits it at settlement and pays each party directly, so sellers never wait on a batch run to restock.
- Per-transaction splits at settlement
- Business verification (KYB) on every seller
- Payouts that clear weekends and holidays
Illustrative example.
Outcomes may vary by customer.
Keep both sides of your marketplace moving.
Map your pay-in, split, and payout flows with our team. Go live in weeks, not quarters, with an engineer who stays on after launch.
Talk to our teamFrequently asked questions
How fast can marketplace sellers get paid with Coinflow?
Coinflow pays sellers to their bank account or debit card 24/7/365, including weekends. Sellers can choose instant, same-day, or standard payouts, and instant payouts are available in 40+ countries.
Can Coinflow split one payment between a seller and the platform?
Yes. Coinflow splits each buyer payment at settlement between the seller, your platform, and any partners, all from one charge. Every split is reconciled to the original transaction on one ledger.
How does Coinflow protect marketplaces from fraud?
Coinflow verifies every seller's business (KYB) and makes real-time fraud decisions on every buyer payment. Fraud and chargebacks on approved card-not-present transactions are indemnified, and Coinflow is ISO 27001, PCI DSS Level 1, and SOC 2 compliant. Courtyard.io cut its chargeback rate from 1.42% to 0.28% in one quarter.
Which payment methods can buyers use on a Coinflow-powered marketplace?
Buyers can pay with cards, Apple Pay, Google Pay, PayPal, and bank transfers, all through one Coinflow integration. Coinflow supports pay-ins in 160+ countries and routes each payment for the best approval, cost, and speed.




